MACO features 4 different authentication types – including biometric and PIN based – once the member authenticates they have access to their account within the mobile app.
Your credit union has the option to prepay for a set number of licenses based on how many your credit union thinks will be active with MACO; at the end of the calendar year your credit union will then be charged for the number of active users at the end of the calendar year. If your credit union chooses to prepay and you do not use all licenses, your credit union will not be credited for current, or any future years. Your credit union can also choose to not prepay for licenses and true-up at the end of the calendar year, based on the number of active users – your credit union would pay the true-up price for all these users.
All final billing numbers will be calculated as of 12/31 based on active users, also you will be charged the full amount per user no matter when the credit union deploys throughout the calendar year.
If the credit union choose to prepay, you will be charged when you deploy MACO. If the credit union chooses to true-up, you will be charged at the end of the calendar year.
|Calendar Year 1 (2018)||$1.00/user||$1.25/user|
|Calendar Year 2 (2019)||$1.50/user||$1.90/user|
|Calendar Year 3 (2020)||$2.00/user||$2.50/user|